Q:

Should I give the insurance company a recorded statement?

A:

The answer is "sometimes". It's important to discuss when you should or should not give a recorded statement to an insurance company with your attorney. 

Q:

Is it wise to try to negotiate with the insurance company before I decide to hire a lawyer?

A:

No. If you are serious about getting treated fairly by the insurance company, you should have an attorney deal with the insurance company for you from the start to finish of your case. In fact, you can potentially damage your claim if you do so. In many cases, attorneys will turn down cases that they would otherwise have taken if a potential client has already had failed negotiations with an insurance company.

Q:

Should I sign the insurance company's medical authorization form?

A:

The answer to this question can depend on whose insurance company is asking for the authorization, but generally, no.  It's a good idea to have your attorney gather and review all of you medical bills and records before providing them to the insurance company.  Further, an overly broad authorization could allow an insurance company to get medical information on you that is not even related to the claim.

Q:

Is it smart to take a "wait and see" approach to my injuries?

A:

No. Your attorney should assist you in getting prompt medical treatment by qualified health care providers. Waiting too long to seek medical attention can damage your claim, and more importantly, can be medically dangerous as well.